“Too Small for HR”? Here’s Why That’s a Risky Myth

“HR is for big companies. We’re only 12 people.” It’s a common refrain and an expensive one. Compliance obligations don’t wait until you hit 50, 100, or 500 employees. Many apply from employee #1, and others kick in far earlier than most small businesses expect. The result? Well-meaning teams make ad-hoc decisions, managers wing it, … Continued

The Power of Health Literacy: How Smarter Choices Can Lead to Bigger Savings

Navigating the healthcare system is rarely a straight line. Between deciphering insurance jargon and choosing the right doctor, the decisions you make have a direct impact on your physical health and your bank account.  As healthcare costs continue to rise—ranking as a top economic concern for two-thirds of Americans—personal health literacy has become an essential … Continued

When the Calendar Shifts: Preparing for an Extra Payroll Cycle in 2026 

Most employers follow standard payroll schedules—monthly, weekly, semi-monthly, or biweekly—with biweekly cycles being the most common. Nearly half of organizations pay employees every other week. In 2026, however, employers using a biweekly schedule may encounter an unusual twist. Because New Year’s Day in 2027 falls on a federal holiday, companies that typically issue Friday paychecks … Continued

The Great Stability: Why Employees are Job Hugging in 2026

As we move through 2026, the workforce is sending a clear message: Stability is the new priority.   New research from the Adecco Group shows that employees are putting a premium on job security, fair pay, and long-term stability—much more than chasing the next opportunity. Many have embraced “job hugging”, choosing to stay where they are rather than jump … Continued

Filing Form 5500 | Benefits Collaborative

If your company provides an employee benefit plan governed by the Employee Retirement Income Security Act (ERISA), you are likely obligated to file Form 5500. This annual report discloses key details about your organization’s benefit offerings, such as welfare benefit plans (including medical, dental, life, and disability coverage), retirement plans, fully insured plans, and self-funded … Continued

ACA Update: IRS Announces 2027 Cost-Sharing Limits | Benefits Collaborative

On January 29, 2026, the U.S. Department of Health and Human Services (HHS) officially released the maximum cost-sharing limits for the 2027 plan year. These figures represent a significant 13.2% increase over the 2026 limits, marking a substantial shift in potential out-of-pocket expenses for plan participants. 2027 Maximum Out-of-Pocket Limits For 2027, the maximum annual … Continued

Educating Your Workforce: Unlocking the Power of Voluntary Benefits | Benefits Collaborative

Offering voluntary benefits is an excellent way to strengthen your overall benefits package, stand out from competitors, and enhance employee satisfaction—all with minimal impact on your budget. However, while employers often provide a wide range of voluntary benefits designed to offer value and convenience, many employees may not fully understand what these benefits are or … Continued

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