Stable Renewals

Stable renewals result from a good risk management strategy and appropriate stop loss protection. We explain our goal to our carrier for stable renewals and how we expect to achieve them and invite them to work with us to achieve this goal. The employer’s goal is to have renewals as close to underlying trend as possible. Actual trend is quite different than what carriers tell us. The employer then has an opportunity to be below trend with smart management of the health mix of their group.