A Financial Lifeline You May Have Forgotten About | Benefits Collaborative

So much has happened in the last few days and weeks that I feel like months have passed. Social distancing is now on everyone’s lips. And the goal is noble: flatten “the curve” and prevent more people from getting sick from the Coronavirus.

The impact, though, is being felt in so many ways by so many people: Schools are closed and parents need to stay home to take care of their children and can’t work. Restaurants, bars and local retail shops are shuttered, and all the people who own those businesses or work there or supply them are in financial peril as well. Many, many people are not only worried about getting sick, but worried about whether they will have a job to return to and if they can pay their bills in the meantime.

But I want to shine a light on a financial lifeline—a solution—you may have forgotten about. Permanent life insurance. Many people buy it for its lifetime protection. It’s often a “set it and forget it” solution. But the beauty of this financial tool is what it does while you aren’t paying attention to it: It accumulates cash value. Money—money that you can tap now to help tide you through this financial uncertainty.*

Mike Jaap owns a successful recycling business. When the last major financial crisis hit, he thought his business was doomed. Fortunately, his financial advisor had helped him put a permanent life insurance policy in place, which he was able to tap to see him through that tough financial time and keep his staff employed. In essence, his life insurance saved his business. You can watch his story here.

If you currently have a permanent life insurance policy (not a term policy—click here to understand the difference), contact your insurance agent or financial advisor and talk through how you can tap into that money. You can often access it in days. Or you can contact your insurance company directly as well.

You may not remember the conversation you had with your insurance agent or advisor when they talked you through the benefits purchasing permanent life insurance. But I can tell you with 100% certainty that one of the reasons they wanted you to have this coverage is so that right now, in a time like this, you could access that money—that cash value—to be OK financially. They did their job well then, and you can enjoy the benefit of your good financial decision now.

[*Keep in mind that if you withdraw or borrowing funds from your policy, it will reduce its cash value and death benefit if not repaid.]

By Faisa Stafford

Originally posted on lifehappens.org

8,126 responses to “A Financial Lifeline You May Have Forgotten About | Benefits Collaborative

  1. Hi there everyone, it’s my first pay a quick visit at this website, and piece of writing is genuinely fruitful
    for me, keep up posting these types of articles or reviews.

  2. I think this is among the most important information for me. And i am glad reading your article. But want to remark on few general things, The web site style is perfect, the articles is really excellent : D. Good job, cheers

  3. When some one searches for his essential thing, therefore he/she needs to be available that in detail, so that thing is maintained over here.

  4. Your style is so unique compared to other people I’ve read stuff from. Many thanks for posting when you’ve got the opportunity, Guess I will just book mark this blog.

  5. Hello there, just became aware of your blog through Google, and found that it is truly informative. I’m going to watch out for brussels. I’ll be grateful if you continue this in future. A lot of people will be benefited from your writing. Cheers!

  6. I’m really impressed with your writing skills as well as with the layout on your weblog. Is this a paid theme or did you customize it yourself? Anyway keep up the excellent quality writing, it’s rare to see a great blog like this one nowadays.

  7. You have made some good points there. I looked on the internet for additional information about the issue and found most individuals will go along with your views on this website.

  8. I have been browsing online more than 3 hours today, yet I never found any interesting article like yours. It’s pretty worth enough for me. In my view, if all webmasters and bloggers made good content as you did, the net will be much more useful than ever before.

  9. This is getting a bit more subjective, but I much prefer the Zune Marketplace. The interface is colorful, has more flair, and some cool features like ‘Mixview’ that let you quickly see related albums, songs, or other users related to what you’re listening to. Clicking on one of those will center on that item, and another set of “neighbors” will come into view, allowing you to navigate around exploring by similar artists, songs, or users. Speaking of users, the Zune “Social” is also great fun, letting you find others with shared tastes and becoming friends with them. You then can listen to a playlist created based on an amalgamation of what all your friends are listening to, which is also enjoyable. Those concerned with privacy will be relieved to know you can prevent the public from seeing your personal listening habits if you so choose.

  10. I always emailed this website post page to all my friends, for the reason that if like to read it then my contacts will too.

  11. I love what you guys are up too. This sort of clever work and reporting! Keep up the amazing works guys I’ve incorporated you guys to our blogroll.

  12. Hi there all, here every one is sharing these kinds of know-how, thus it’s fastidious to read this website, and I used to pay a quick visit this website everyday.

  13. Hi, i read your blog from time to time and i own a similar one and i was just wondering if you get a lot of spam comments? If so how do you stop it, any plugin or anything you can advise? I get so much lately it’s driving me mad so any help is very much appreciated.

  14. Hi, i think that i saw you visited my blog thus i came to “return the favor”.I am attempting to find things to enhance my web site!I suppose its ok to use a few of your ideas.

  15. Someone essentially help to make severely posts I might state. This is the first time I frequented your web page and to this point? I surprised with the analysis you made to create this particular post amazing. Wonderful activity!

  16. Консультация Психолога – Профессиональная поддержка.

    Консультация по Skype
    Профессиональные психологи.
    Рейтинг психологов. Психотерапия онлайн!

    Профессиональные психологи. Консультация психолога.
    Онлайн-консультация у психолога.

  17. Опять для вас шестнадцать рейтинговых сериалов для подлинных любителей фантастика.
    Чики смотреть онлайн
    смотреть онлайн. Смотрите с удовольствием по рейтингу, Сериалы жанра “Криминал”.
    Дополнительно все мы готов предоставить палитру различных каналов Ю, HD Ю, 4K Россия
    1, прямой эфир ТНТ, трансляция Россия 24.

  18. Hi, I think your blog might be having browser compatibility issues.
    When I look at your blog site in Opera, it looks fine but when opening
    in Internet Explorer, it has some overlapping. I just wanted to give you a quick
    heads up! Other then that, excellent blog!

  19. It’s appropriate time to make some plans for the
    longer term and it’s time to be happy. I’ve read this put up and
    if I may just I desire to counsel you few interesting things or suggestions.
    Perhaps you can write next articles referring to this article.
    I want to read even more issues about it!

  20. hi!,I love your writing so much! percentage we keep up
    a correspondence extra about your post on AOL?

    I need a specialist in this house to solve my problem.
    Maybe that’s you! Taking a look forward to look you.

  21. BigTitsLust HClips Написать админу Copyright © 2016 All photos and videos on this website are staged. All models are over 18 years, according to 18 USC 2257 RKRCS. By accessing this website you confirm that you are an adult and that a visit to this web site does not violate local laws. порно , free xxx videos HClips Бесплатное порно также здесь: HClips HClips Остались силы?! Пальни ещё здесь! Не жалей патронов! HClips BigTitsLust Бесплатное порно также здесь: Строго 18+!!! Все фотогалереи и видео ролики на этом ресурсе являются игрой порно актрис. Эти модели, вне зависимости от того на сколько молодо они смотрятся, имеют возраст более 18 лет. Просматривайте сочное порно бесплатно. Портал подходит для загрузки со смартфона. Остались силы?! Пальни ещё здесь! Не жалей патронов! Я люблю дрочить ещё там, чего и вам советую: Написать админу HClips Бесплатное порно также здесь: BigTitsLust секс на подвесных качелях HClips BigTitsLust Лучшие места порнушки найдёте здесь: BigTitsLust Написать админу http://web.esindoku.com/index.php/diskusi/profile/hoseacrofts699/ Категории ?? Все видео доступны круглые сутки, а новые поступления порнушки в текущем разделе делается ежедневно. ?? Все ролики доступны онлайн на халяву без регистраций и смс. Позвал знакомую прибраться в хате, но перед этим жестко выебал, чтобы убралась как следует Две красивые лесбиянки © 2019 pornomamki.ru – все права защищены. На сайте содержаться материалы доступные только совершеннолетним. В противном случае немедленно покиньте данный сайт. Все порно видео добавлены посетителями и администрация ответственности не несёт. Русский секс 2018 Влюбленная пара на всю катушку занимается сексом на диване и снимает домашнее порно Эксклюзивный контент не предоставляется на Pornhub.com. Дополнительный контент предлагается по цене всего лишь $9.99/месяц. Никакой рекламы + Эксклюзивный контент + HD видео + Возможность отменить в любое время Выебал красивую мачеху назло отцу и обкончал большие силиконовые дойки

  22. I have been surfing online greater than three hours as of late, but I
    never discovered any fascinating article like yours.
    It is pretty worth enough for me. Personally, if all website
    owners and bloggers made good content material
    as you did, the internet will likely be a lot more useful than ever
    before.

  23. Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know. VGN Varna Bhoomi Phase II,Oragadam Hot Plots,Sri Saravan Garden,Sanas Thirumalai Nagar,Sri Matru Smart Home,Subramaniya Bharathipuram Extension,Sivaprakasam Nagar,,KVT Smart City,ABS SK Avenue are the most popular newest projects to buy plots in Chennai. These new plots/land projects very good community living, outstanding amenities and future land value appreciation in Chennai. Offering premium villa plots in integrated townships with excellent infrastructure and growing area of the city. https://www.peakhdplayer.com/community/profile/marke6322772084/ One of the things we miss the most is the quick visit to the spa or massage parlor — especially when we need to take a break from work and household chores. Like mom Chloe Eunice, you can reward yourself with an easy-to-operate massage pillow that you can use even while sitting. This is also more budget-friendly compared to a massage chair! The Pag-IBIG Fund allows its members to borrow a maximum loanable amount of P6 million, with interest rates varying from 5.5% to 10%. The loanable amount depends on the member’s capacity to pay. If you want to know how much you can borrow based on your income and preferred repayment and fixing periods, you can check out Pag-IBIG’s housing loan affordability calculator. Those interested to investors who wants to buy PAG-IBIG HMDF (Home and Mutual and Development Fund) you may check the list of January auction schedule of foreclosure properties below. Remember those present agents and brokers are not allowed to accept any forms of payments.

  24. I don’t even know the way I ended up here,
    but I assumed this publish was good. I don’t know who you are however definitely you are going to a famous blogger in the event you aren’t already.
    Cheers!

  25. The definition of a mixed-use property combines two or more types of real estate, such as retail and residential, or office and industrial, in a pedestrian-friendly setting. There are definite advantages to investing in mixed-use property, such as generating long-term and predictable income streams with stable returns. ACO identified a user to purchase the asset, who closed the transaction at approximately $193 PSF. Businesses and individuals alike usually have to borrow money if they want to buy real estate. The type of financing you obtain will depend upon the type of building you buy. A commercial property is financed with a commercial loan, and a residential property is financed with a residential loan, but mixed-use properties can go either way. You will also receive email alerts for key changes to this property. You may adjust your email alert settings in My Favorites. http://gamerwellness.org/community/profile/gabriellefiorin/ If time is of the essence, then our Quick Move-In Homes are for you. There will be no change to any of the operations at Tartan Homes. All Agreements of Purchase and Sale with current and future Tartan customers, and all contracts and related obligations with subcontractors and strategic partners will remain in place. Kanata’s influence around Ottawa can never go unnoticed. As home to thriving tech, Kanata has continued to be a highly sought-after city. And this means one thing: the housing market here is flourishing like never before as more people purchase homes or rent apartments. Plus, Kanata’s proximity to the city center is a factor worth noting. Preferred Local Builder For Both Custom & Spec Homes Analysts say a sales to active listings ratio of 20 per cent or higher indicates a seller’s market where there’s more people looking for a home than there are homes available.

  26. Present yourself also. When challenges in addition to meet any sweetheart that seem to be
    too will? With the negative, etc. Extent associated with measure parent or guardian will probably
    chafe down about your current class, the item. Reducing his
    / her as well as behavior. Throughout animation. Precisely what shows over earlier
    errors or animal form, like a different bad scales in dreadful financial help you obtain an expanded excitement or
    maybe a tremendous amount to alter, homosexuals, end up being prepared to
    us use time parent or guardian can make the idea nonetheless a number
    of people anxiety.

  27. There are 5 senior people at the rear of towards Philly this coming Sat. toward move towards the Comcast middle. Be sure to present me some guidelines wherever toward park the vehicle. Thank oneself.

  28. I’ve been surfing on-line greater than 3 hours these days, but
    I by no means discovered any attention-grabbing article like yours.
    It is lovely value sufficient for me. Personally, if all web
    owners and bloggers made good content as you did, the internet
    will be a lot more useful than ever before.

  29. Hi, I do believe this is a great blog. I stumbledupon it 😉 I am going to come back once again since
    I bookmarked it. Money and freedom is the best way to change, may you
    be rich and continue to guide other people.

  30. Hi there would you mind sharing which blog platform you’re working with?
    I’m planning to start my own blog soon but I’m having a tough time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your design seems different then most blogs and
    I’m looking for something completely unique. P.S Sorry for
    getting off-topic but I had to ask!

  31. It’s perfect time to make some plans for the future and it’s time to
    be happy. I have read this post and if I could I
    wish to suggest you few interesting things or tips.
    Perhaps you could write next articles referring to this article.

    I wish to read more things about it!

  32. Pretty great post. I just stumbled upon your weblog and wished to mention that I’ve really enjoyed surfing around your weblog posts. After all I will be subscribing for your feed and I’m hoping you write once more very soon!|

  33. I’ve beenn browsinbg onlione more than thrree hours today,
    yet I never fouynd anny interresting article
    like yours. It iis pretty wortth enouugh ffor me. Personally, iff all site owners and bloggers made gpod contet ass yyou did, thhe nett willl bbe
    a lot more usefjl than evfer before.

  34. I have been browsing online more than 4 hours today, yet I never found any interesting article like yours.

    It is pretty worth enough for me. In my opinion, if all webmasters and bloggers made good content as you did,
    the web will be much more useful than ever before.

  35. It’s perfect time to make some plans for the future and it’s time
    to be happy. I have read this post and if I could I desire to suggest you few interesting things or tips.
    Maybe you could write next articles referring to this article.
    I wish to read more things about it!

  36. Ahaa, its good discussion on the topic of this post at this place at this weblog,
    I have read all that, so at this time me also commenting here.

  37. I blog frequently and I genuinely appreciate your content.

    The article has really peaked my interest. I’m going
    to take a note of your site and keep checking for new details about once a week.
    I subscribed to your RSS feed too.

  38. whoah this blog is wonderful i like reading your posts.

    Keep up the great work! You recognize, many individuals
    are looking around for this info, you could help them greatly.

  39. I believe what you posted was very reasonable.
    But, what about this? suppose you were to write a awesome
    title? I mean, I don’t wish to tell you how to run your blog,
    however what if you added something to possibly grab a person’s attention? I mean A Financial
    Lifeline You May Have Forgotten About | Benefits Collaborative – Cherry
    Tree Powered by D & S Agency is a little
    vanilla. You could peek at Yahoo’s home page and see how they create article headlines to get people to open the links.
    You might add a video or a related picture or two to get readers
    excited about what you’ve got to say. Just my
    opinion, it would make your posts a little livelier.

  40. Heya i’m for the first time here. I found this board and I find
    It truly useful & it helped me out much. I hope to give something back and help
    others like you aided me.

  41. It is the best time to make a few plans for the long run and it is time to be happy.
    I’ve read this post and if I may just I want to recommend you some attention-grabbing issues or
    advice. Perhaps you can write subsequent articles relating to this article.
    I desire to learn even more issues approximately it!