From Reactive to Proactive: Empowering Employees Through Preventive Care

In the world of employee benefits, we often spend our time talking about what happens when things go wrong—surgeries, emergency room visits, and specialist consultations. Today, the most successful organizations are shifting the conversation toward what happens when things go right. Teaching your employees about preventive care is more than just a wellness initiative; it … Continued

Wellness Works: Spring 2026 | Benefits Collaborative

Spring into Motion: Strengthening Your Heart A new study published in BMJ Heart, a leading journal for cardiovascular advances, has found a powerful connection between your walking speed and your heart rhythm. According to the research, people who maintain an average or brisk walking pace have a 35% to 43% lower risk of developing heart … Continued

The Power of Health Literacy: How Smarter Choices Can Lead to Bigger Savings | Benefits Collaborative

Navigating the healthcare system is rarely a straight line. Between deciphering insurance jargon and choosing the right doctor, the decisions you make have a direct impact on your physical health and your bank account.  As healthcare costs continue to rise—ranking as a top economic concern for two-thirds of Americans—personal health literacy has become an essential … Continued

When the Calendar Shifts: Preparing for an Extra Payroll Cycle in 2026 | Benefits Collaborative

Most employers follow standard payroll schedules—monthly, weekly, semi-monthly, or biweekly—with biweekly cycles being the most common. Nearly half of organizations pay employees every other week. In 2026, however, employers using a biweekly schedule may encounter an unusual twist. Because New Year’s Day in 2027 falls on a federal holiday, companies that typically issue Friday paychecks … Continued

Filing Form 5500 | Benefits Collaborative

If your company provides an employee benefit plan governed by the Employee Retirement Income Security Act (ERISA), you are likely obligated to file Form 5500. This annual report discloses key details about your organization’s benefit offerings, such as welfare benefit plans (including medical, dental, life, and disability coverage), retirement plans, fully insured plans, and self-funded … Continued

ACA Update: IRS Announces 2027 Cost-Sharing Limits | Benefits Collaborative

On January 29, 2026, the U.S. Department of Health and Human Services (HHS) officially released the maximum cost-sharing limits for the 2027 plan year. These figures represent a significant 13.2% increase over the 2026 limits, marking a substantial shift in potential out-of-pocket expenses for plan participants. 2027 Maximum Out-of-Pocket Limits For 2027, the maximum annual … Continued

Educating Your Workforce: Unlocking the Power of Voluntary Benefits | Benefits Collaborative

Offering voluntary benefits is an excellent way to strengthen your overall benefits package, stand out from competitors, and enhance employee satisfaction—all with minimal impact on your budget. However, while employers often provide a wide range of voluntary benefits designed to offer value and convenience, many employees may not fully understand what these benefits are or … Continued

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